<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
        xmlns:image="http://www.google.com/schemas/sitemap-image/1.1"
        xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9
        http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd">

  <!-- Homepage - Zorrico Home Loans -->
  <url>
    <loc>https://zorrico.com/</loc>
    <lastmod>2025-09-18</lastmod>
    <changefreq>daily</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- High Priority Calculator Pages - Core Business Features -->
  <url>
    <loc>https://zorrico.com/eligibility-checker</loc>
    <lastmod>2025-09-18</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.95</priority>
  </url>

  <url>
    <loc>https://zorrico.com/emi-calculator</loc>
    <lastmod>2025-09-18</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.90</priority>
  </url>

  <!-- Lead Capture Gate -->
  <url>
    <loc>https://zorrico.com/apply-instant</loc>
    <lastmod>2025-09-18</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.85</priority>
  </url>

  <!-- Blog & Content Pages -->
  <url>
    <loc>https://zorrico.com/blog</loc>
    <lastmod>2025-09-18</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.80</priority>
  </url>

  <!-- Product & Service Pages -->
  <url>
    <loc>https://zorrico.com/home-loans</loc>
    <lastmod>2025-09-10</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.85</priority>
  </url>

  <!-- Login Pages for Different User Types -->
  <url>
    <loc>https://zorrico.com/customer-login</loc>
    <lastmod>2025-09-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.70</priority>
  </url>

  <url>
    <loc>https://zorrico.com/broker-login</loc>
    <lastmod>2025-09-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.70</priority>
  </url>

  <url>
    <loc>https://zorrico.com/builder-login</loc>
    <lastmod>2025-09-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.65</priority>
  </url>

  <url>
    <loc>https://zorrico.com/banker-login</loc>
    <lastmod>2025-09-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.65</priority>
  </url>

  <!-- Company Information Pages -->
  <url>
    <loc>https://zorrico.com/about-us</loc>
    <lastmod>2025-09-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
  </url>

  <url>
    <loc>https://zorrico.com/contact</loc>
    <lastmod>2025-09-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.70</priority>
  </url>

  <!-- Career & News Pages -->
  <url>
    <loc>https://zorrico.com/careers</loc>
    <lastmod>2025-09-10</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.60</priority>
  </url>

  <url>
    <loc>https://zorrico.com/newsroom</loc>
    <lastmod>2025-09-10</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.60</priority>
  </url>

  <!-- Legal & Compliance Pages -->
  <url>
    <loc>https://zorrico.com/privacy-policy</loc>
    <lastmod>2025-09-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.40</priority>
  </url>

  <url>
    <loc>https://zorrico.com/terms-of-use</loc>
    <lastmod>2025-09-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.40</priority>
  </url>

  <url>
    <loc>https://zorrico.com/security-disclosure</loc>
    <lastmod>2025-09-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.35</priority>
  </url>

  <!-- ISO Compliance Page -->
  <url>
    <loc>https://zorrico.com/iso27001-2022</loc>
    <lastmod>2025-09-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.30</priority>
  </url>

</urlset>
